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Terms and Conditions

The terms of this service must be read carefully before you use them.

OVERVIEW

You use (COMPANY NAME). Accordingly, (WEBSITE NAME) Online Service and Products (referred to as the "Offering" in this document, excluding any offers provided by (WEBSITE NAME) under a separate written agreement) are subject to these terms, regardless of any additional terms included in the agreement for the service you intend to use. You must at least accept the terms and conditions of (WEBSITE NAME). As a link provider, (WEBSITE NAME) does not offer its own products or services.

TERMS OF DEFINITION

The following words and phrases shall have the meanings assigned to them under this article. "Services" refer to the services provided by (WEBSITE NAME) and service providers to users, which enable users to: (i) collect payments from customers; or (ii) pay suppliers, beneficiaries, or other payees via (a) electronic funds transfer; or (b) credit/debit card; or (c) net banking; or (d) any other form of payment through a bank that may be accepted by (WEBSITE NAME).

AN INDIVIDUAL USING

A person who uses this website and/or transacts or avails of services through it, to make or receive payments from third parties, or who is registered on the (WEBSITE NAME) platform. It should also be noted that the term "user" shall also include such personnel of a user who is authorized by that user to avail themselves of such services on his or her behalf.

Accounts:
As required by RBI guidelines, (WEBSITE NAME) must maintain such bank accounts.

Payroll employee:
The user of the service who receives a payment (which includes the user who receives the payment).

Person Paying:
Payments made by users (including users who use services to make payment).

Advice & Support:
Using these services, users can purchase/sell products and services to third parties from time to time. Products shall not include banned products.

Service provider:
Banks, associations, facilities, issuing institutions, acquiring banks, other financial institutions, card processors, clearing house networks that provide these services.

Transaction:
Payee to payee, or payer to payer, is a payment instruction which results in successful transfer of funds.

Transaction Amount:
Amount payable/received by a user/payee. Taxes, charges, interest, delivery costs, commissions, etc., are included.

ELIGIBILITY

Our website and services are intended exclusively for persons over 18 years of age who are capable of forming legally binding contracts under Indian law. We expressly prohibit anyone under 18 from accessing or using our website or services. By using the website or services the user represents and warrants that he is 18 or older and is competent to contract. The user also agrees that his payer/payee is similarly competent to the contract.

A user represents and warrants that he has full power and authority for using the services and is in strict compliance with all laws.

These terms and conditions shall be read along with any other terms and conditions in force from time to time and issued by any service provider. As well as the privacy policy, they will be read together. These terms and conditions must be accepted and abided by in order to use the services and this website.

AUTHENTICATION OF SERVICES

Third-party payments can be made or received using the services.

A link with login information will be sent to the user's mobile phone or email address to allow access to the services, and the user unconditionally and irrevocably accepts sole responsibility for use, confidentiality, and protection of said login information, including passwords, as well as for any orders or information changes made using those login details.

Other than the minimal KYC information provided by the user, (WEBSITE NAME) is under no duty to confirm the legitimacy of the transaction. The user is always responsible for taking the necessary precautions, including those described in this document, to protect the security and privacy of the information. (WEBSITE NAME) is not responsible for any errors or improper use of the services made by the user, anyone the user authorises, or anyone who accesses the services via the user. User acknowledges and agrees that (WEBSITE NAME) will really accept any instructions coming from his account and will do so in accordance with commercially acceptable security standards. (WEBSITE NAME) agrees to defend and indemnify users for any direct or indirect losses resulting from their exposure of sensitive information.

(WEBSITE NAME) will initiate payment to payee/user upon receiving the necessary information from the service provider. Verification that the transaction has occurred with valid login credentials shall be conclusive evidence that the transaction has occurred. Users must provide accurate and current payee information to (WEBSITE NAME). (WEBSITE NAME) does not verify payments for products purchased by users/payees. You can file a complaint about transactions at (WEBSITE NAME).

OBLIGATIONS OF THE USER

Each user shall (i) supply (WEBSITE NAME) forthwith on demand, the original copy/copies of proof of delivery of products, invoices or other records pertaining to any transaction; (ii) provide (WEBSITE NAME) with the original copy/copies of proof of delivery of products, invoices or other records pertaining to any transaction; (iii) Ensure that all licenses and registrations required by him are in full force and effect so that he can conduct business.

A user shall not engage in any prohibited, illegal or immoral activity, (ii) use the services in any manner or to further any activity that violates any law or regulation or may result in (WEBSITE NAME) being investigated, prosecuted or otherwise sued.

User undertakes and guarantees (WEBSITE NAME) not to make or receive payments in connection with any products listed in annexure to this agreement.

No user shall disclose, sell, exchange, or otherwise use (other than for the purpose of completing a transaction, or as specifically required by law) any personal information about a third party, including the account details and mobile number, without the third party's prior written consent.

Users are required to take all reasonable steps or follow any instructions given by (WEBSITE NAME) to guarantee that there is never a security breach and that the connection between their systems/site, the website, and the payment method is always maintained. The user must indemnify and hold harmless (WEBSITE NAME) and the service providers from any loss that may be incurred in the event that the link is violated, as a result of the breach, as a result of the link's improperness, or as a result of the link's violation of the terms

In addition to any applicable withholding taxes, the user shall bear and be responsible for all relevant taxes, surcharges, and levies.

A user shall not at any time require any other user to provide him with any details of the accounts held by the other users with any banks including, the passwords, account number, card numbers, mobile phone numbers and pin which may be assigned to them by the banks from time to time.

A user is only permitted to use the information about a payee/payer (including name, address, email address, telephone numbers, and other data) provided to him while using the services for the purpose of completing the transaction for which it was furnished. Unless the user has access to an independent source of the information or obtains the express consent of the payee/payer, the user shall not sell or otherwise furnish the information to others.

User shall not interfere with or damage the website, including, without limitation, through the use of viruses, cancel bots, trojan horses, harmful code, flood pings, denial-of-service attacks, backdoors, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology;

(WEBSITE NAME) may investigate and prosecute violations of any of the above to the fullest extent of the law.

ACCOUNT SECURITY AND PASSWORDS

At all times, you agree to comply with the Payment Card Industry Data Security Standards (PCI-DSS). To store and transmit Card Data, such as a cardholder's account number, expiration date, and security code, you will only use PCI-compliant service providers.

Your account is solely responsible for all activities that occur under it. Do not:

OFFERING CONTENT

The person from which the Content originated is responsible for all information (such as data files, written text, computer software, or images) you access through the offering.

This includes—but is not restricted to—their commercials and marketing materials. Any material that is being distributed through the sales network of (WEBSITE NAME) or through the platform, product, or service may be pre-screened, reviewed, flagged, filtered, amended, or denied and removed. Unless as expressly permitted by (WEBSITE NAME) or the owners of that Content, in a separate agreement, you may not alter, rent, lease, loan, sell, distribute, copy, or create a derivative work based on this Content (in whole or in part).

Your sole responsibility (and (WEBSITE NAME) has no responsibility towards you or to any third party) is for any content you create, transmit or display while using the offering, as well as for any losses or damages caused by your actions (including any losses or damages suffered by (WEBSITE NAME)).

As a user of the offering, you accept the risk that you may be exposed to content that you find offensive, indecent or objectionable, and as such, you use it at your own risk. (WEBSITE NAME) shall not be held responsible for any objectionable content circulated on its offering by third-parties.

Please notify (WEBSITE NAME) officials when you notice such content, who will delete it as soon as possible.

RIGHTS TO INTELLECTUAL PROPERTY

Upon accepting the offering, you acknowledge and agree that (WEBSITE NAME) (or (WEBSITE NAME)'s licensors) owns all legal rights, title and interest, including all intellectual property rights (whether registered or not, and wherever those rights exist in the world) and that you are merely a licensee to the offering. It is your responsibility to ensure that no confidential information contained in the offering is disclosed without the prior written consent of (WEBSITE NAME).

WARRANTIES EXCLUDED

ARRANGEMENTS AND DISCLAIMER OF WARRANTIES. THE OFFERING IS PROVIDED AS IS AND AS AVAILABLE, AND YOUR USE IS AT YOUR SOLE RISK.

(URL) DOES NOT LET YOU KNOW:

LIMITATION OF LIABILITIES

THE BENEFITS OF USING (WEBSITE NAME) ARE NOT LIMITED TO:

ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES WHICH MAY BE INCURRED BY YOU, HOWEVER, CAUSED AND UNDER ANY THEORY OF LIABILITY. THIS SHALL INCLUDE, BUT NOT BE LIMITED TO, ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY), ANY LOSS OF GOODWILL OR BUSINESS REPUTATION, ANY LOSS OF DATA SUFFERED, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR OFFERINGS, OR OTHER INTANGIBLE LOSS;

LOSSES OR DAMAGES MAY BE CALLED BY YOU, INCLUDING BUT NOT LIMITED TO:

REFERENCES, LINKS, ETC. OF OTHER CONTENT

A hyperlink may direct you to another website, content, or resource. The owner of (WEBSITE NAME) is not responsible for the availability of any such external sites or resources and does not endorse any advertising, products, or other materials available on such sites. The non-availability of those external site resources is not your responsibility.

CHANGES TO THE TERMS

The terms may be modified from time to time by (WEBSITE NAME). We will inform you by email about the same on the website of (WEBSITE NAME). This site will ensure that (WEBSITE NAME) includes the amended terms when it makes these changes. (WEBSITE NAME) will consider your use of the offering to be acceptance of the amended terms if you use it after the amended terms were posted or after the deadline for responding.

GENERAL LEGISLATION

(WEBSITE NAME) is covered by these terms and conditions, but other terms may apply if specific terms are part of an agreement between you and the service provider. You may be subject to separate terms if you use other offerings, software, or goods from another company or person.

You agree to the terms and conditions governing your use of (WEBSITE NAME), without prejudice to any other terms that may appear in a specific contract for the service you want. Other companies or individuals may have different terms for offers, software, or goods.

The laws of India, specifically the laws of the State of India, govern the operation of (WEBSITE NAME). You and (WEBSITE NAME) agree to submit any disputes to arbitration with three arbitrators, one each selected by each party, and a third jointly selected by them.